Alp Pavilion

Car owners often face this question. Most car owners will feel that car insurance policy offered by Downtown car rental agencies is just a way to suck money. However, some simply don’t agree with this view. Opting for a car insurance policy offered by the rental agencies is important if their insurance cover don’t work in other places.


Opting Out Car Insurance Provided By Car Rentals

While car insurance might be a necessity, but car insurance policy offered by car rental companies is absolutely waste of money. Most credit cards include car insurance policy. Hence, customers should strictly deny the insurance at the service desk of the car rental agency itself.

downtown car rental

Being Careful

Even if you deny the car insurance that is being provided by the car rental agency, you need to double check few things. Saying No to the Downtown car rental can seem to be an easy task; however, one needs to remain assured of the fact whether they are really covered or not.

Often travels might feel confident that they are covered by their credit card. However, even if they are covered, they might not know for what things they are covered. Usually, the credit card providers offering car insurance included the card owner’s personal car as well as rental cars. Hence, even if the rental car faces any damage or theft or collision, the car insurance policy will look after it.

With credit card covers car insurance, there is no need to pay again for car insurance program. So those who don’t want to waste their hard-earned money should opt out of the insurance.

However, one thing which should be kept in mind that not all credit card membership covers a rental car. Hence, before opting for any reputed Downtown car rental agency, one should check if their card membership covers the car insurance. Usually, regular card holders don’t get covered for rental car insurance. This is when one might need to buy car insurance from the rental agency.

Things to Look For

The different factors which need to be looked into:

  • Checking the Limits

Even if the credit card covers Downtown car rental, one should go through the policy in details. In case, if it doesn’t have personal car insurance coverage, one might need to get insurance.


  • Country Traveling

Sometimes the insurance policy might not be applicable to vehicles rented outside Canada. One should check if the credit card company provides cover outside the continent.

 toronto downtown car rental

  • Vehicle Type

The coverage gets affected based on the type of vehicle one rents. One should check if the insurance provided by the Downtown car rental or the credit card company’s cover the chosen vehicle.


  • Road Travelled

Rental companies might restrict the use of their vehicles on some roads. Even after having car insurance it can be abandoned if it is driven on the unpaved road. Hence, a credit card company won’t deny insurance if the rental car is driven on well-maintained road.

Once you know the credit card policy in details, coming to a decision becomes easy. With loaded information, making right judgment becomes easy.






One of the famous tourist attractions of Canada is the Niagara Falls. It is one of the natural wonders of the world which attracts millions of travelers every year. In fact, those who go to Toronto for a vacation, visiting the Niagara Falls forms an important part of their bucket list.

With the Niagara Falls becoming a popular tourist attraction spot, many tour operators are offering Niagara Falls trip from Toronto packages. One can opt for a suitable package based on their needs. It doesn’t matter whether one wants to visit the beautiful falls with their family or spouse; trip organizers can customize the trips and make it memorable.

niagara falls trips from toronto

Discovering the Breathtaking Beauty of the Niagara Falls

Are you interested to discover the amazing beauty of the Niagara Falls and the Niagara Region? You should get in touch with any renowned Niagara Falls Tour Operators. The tour guide can describe to the travelers the way the Niagara Falls formed.

Usually, the Niagara Falls trip from Toronto tour is a full-day tour. However, one can also opt for other options like cruise over the Niagara River.

Tour Guides Assist Travelers

Tour guide of reputed Niagara Falls trip service provider won’t forget to mention that the falls were formed from huge fresh-water lakes. One of the lakes ran down towards Lake Ontario. From the rushing water, a strait got created. The strait crossed a steep cliff like formation known as the Niagara Escarpment. However, the water of the original falls passing through the Niagara Escarpment started to wear its way back up the river. This resulted in the Niagara Gorge. The Niagara Gorge met another cliff forming the Niagara Falls.

If one gets to ask tour guides of Niagara Falls trip from Toronto, one gets to know that the War of 1812 brought climax to the history of the Niagara Falls. New United States Army drove back the British Loyalist. The tour guides can help visitors to relive the past by taking them through the Niagara historical sites, museums, battlefield, etc.

During the tour, visitors are taken to Fort Erie, which falls to the south of the Niagara Falls, to Niagara-on-the-Lake that falls on the north of Niagara Falls. Professional guides can perfectly recreate the environment or situation during the time of British garrison being stationed there.

Tour guides serving any Niagara Falls trip from Toronto agency can take travelers to Brock’s Monument and Old Fort Niagara that comes with fortifications.

The history of the Niagara Falls is that the Niagara River and Great Lakes Basin can date back to Ice Age. One would be surprised to learn that southern Ontario was covered with ice sheets. While it started moving, it clawed down the basins of the Great Lakes. Although, there were 5 waterways from Lake Erie to Lake Ontario, and it got reduced to one. Hence, it formed the great Niagara Falls.

niagara falls trips

More details go into the formation of the falls. A complete insight into it can be given by a Niagara Falls trip from Toronto tour operator. So for a Niagara trip, one should get in touch with a professional tour operator. Read more about visiting Niagara falls for a retreat!